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We’d like to invite you to come rate your Workers Compensation risks. Univision Insurance offers fast price indication, fast quote turnaround times. Not to mention great rates and multiple payment options, including Monthly Reporting and Zero Down with 12 Month EFT. Call today 310-299-5555
• New ventures OK
• $500 Minimum Premium
• Waiver of Subrogation Available
• A XV Rated Admitted and none Admitted Carrier by A.M. Best Co
WHAT DOES WORKERS' COMP COVER?
Workers' Compensation Insurance covers the expenses that come with anemployee's work-related illness or injury. ... There's even a portion that covers your legal fees if an employee decides to sue. State laws require most employers to carryWorkers' Comp Insurance in case employees are hurt on the job.
WHAT IS NOT COVERED BY WORKERS' COMPENSATION INSURANCE
Workers' Comp doesn't cover safety improvements, OSHA penalties, injuries to a customers, or wages for a replacement employee.
Workers' Comp can cover lost wages and reduce your financial burden. When you buy a policy, you may have the choice of whether to have your Workers' Compensation cover a percentage of employees' lost wages or a fixed dollar amount. This is a good time to ask your insurance agent to offer guidance on what makes the most sense.
HOW MUCH COVERAGE DO I NEED?
Your policy limits for coverage should be determined by your payroll and number of employees. If you are a small business , $1,000,000 is a good starting point.
If an employee is hurt at work and thinks your business is to blame, you may face a lawsuit. Unfortunately, the cost of a lawsuit can be tremendous. If your Workers' Comp policy has Employer's Liability coverage, the insurance company can help you pay for attorney fees, court costs, and judgments or settlements.
WHAT IS DEDUCTIBLE?
This is the amount that will be deducted from any claim payment you may receive. Think of it as your participation in the damage or loss.
CALL 323-999-2858 TO APPLY
If you have questions, feel free to contact us. Our agents can help you find a Workers' Comp policy that covers your business's risks and adheres to your state's regulations.