Business Owners Insurance
Business Owners Policy (BOP)
This is a general insurance package that offers General Liability and Business Property insurance under one policy. General Liability protects your business from another person or business' claims of bodily injury, and related medical costs, property damage, data loss and personal injury. Business Property protects damage to a rented property and the equipment inside it.
General Liability insurance policy
A General Liability insurance policy is typically the first step in business protection. It’s the most essential piece of your commercial insurance plan that protects your business from a person or business’ claims of bodily injury and related medical costs; property damage; data loss and personal injury. If you have business property, you might want to consider a Business Owners Policy instead.
Commercial Auto insurance policy
Commercial Auto insurance protects your business vehicle much in the same way your personal auto insurance protects your personal vehicle. You can’t predict weather or another driver's behavior, so play it safe with a Commercial Auto insurance policy.
Workers Compensation insurance policy
This policy protects your employees if they suffer an injury or become ill while on the job. This is mandated by the state if the business employs more than a certain number of employees, and the threshold varies by state. It also protects your company from being sued by employees for workplace conditions that can cause harm.
Professional Liability insurance policy
Professional Liability insurance, also known as Errors and Omissions insurance (E&O), protects you and your small business against client charges of negligence or injury for the professional services you provide. Whether you are at fault or not, you are protected against losses, attorney fees and even court costs.
Household Goods Movers Insurance
Moving companies pack and move household goods or business goods from one location to the next. The moving company assumes liability for any losses that occur to the value of the goods while under the movers' care. Stuff can get damaged before, during and after shipping.