AUTO SERVICE AND REPAIR INSURANCE
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Automotive Aftermarket Express Package Product
• General automotive repair
• Auto body & collision repair
• Retail tire stores
• Auto parts & accessories stores (new parts)
• Oil & lube shops
• Brake, transmission and muffler shops
• Auto glass repair/installation
• Vehicle sound/alarm system installation
• Garage and General Liability
-- Mechanics E&O
-- Employee Benefits liability
• Business Income and Extra Expense – Actual Loss Sustained
• Equipment Breakdown Protection
• Building and Business Personal Property
-- No coinsurance provision
• Crime – employee dishonesty, forgery or alteration, money
• Business auto liability and physical damage
• Garage keeper’s liability (direct or legal liability basis)
-- Blanket Waiver of Subrogation available
• Umbrella liability limits up to $5 million
-- $750 minimum premium
BODILY INJURY LIABILITY
Helps protect you from paying medical costs, loss of income and funeral expenses of other people involved in a covered accident.
TOWING & LABOR COSTS
Pays for towing and basic roadside-assistance expenses if you're stranded on the road.
If a driver with little or no insurance damages your car, or injures you or someone riding with you, this coverage option can help cover repairs and other damages and expenses.
Repays you for the cost of renting a car while yours is in the shop being repaired due to a covered accident — up to 30 days.
(OR PERSONAL INJURY PROTECTION)
Can help pay for some of your medical costs or funeral expenses if you're injured in a covered accident.
Can pay for damage to your car if you collide with another car or something else such as a building, bridge or tree.